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If you own an automobile, you need to have insurance, as most states require some degree of coverage. However, what your state's financial responsibility law requires and what you actually need are quite different. The law is meant to provide a minimum level of protection for people injured or whose property is damaged by another driver and vehicle. Unfortunately, the minimum is generally not sufficient to fully protect most people and you should consider your real needs.
Bundling, Good driver, Hybrid vehicle, Low mileage, Marriage, Occupation, Multi-car, Senior driver. Good credit, Loyalty, Military, 25 or Older